Microfinance/Group Lending

Across many rural and low-income communities, brilliant business ideas exist—yet lack the financial support needed to thrive. Traditional banks often ignore small-scale traders, cooperatives, farmers, and informal entrepreneurs due to limited collateral, low transaction size, or lack of formal documentation.

To bridge this gap, Abudhabigroup-ae.net offers a Microfinance and Group Lending Loan, a specially designed financial service aimed at empowering those typically excluded from the mainstream financial system.

Whether you’re a market woman, cooperative group, smallholder farmer, artisan, or youth entrepreneur, this loan provides the capital you need to start, strengthen, or scale your business—together or independently.

What Is Microfinance and Group Lending?

Microfinance refers to the provision of small loans and financial services to individuals or groups who traditionally lack access to banks or commercial lenders.
Group Lending is a collaborative lending model where a group of individuals borrow together, support one another, and share collective responsibility for loan repayment.

This loan is designed to:

• Enable access to capital for individuals with no credit history

• Encourage peer accountability and support through group structures

• Promote economic inclusion for informal entrepreneurs

• Reduce default rates by leveraging group-based guarantees

Who Can Apply?

Microfinance Loans are ideal for:

• Individual petty traders

• Rural artisans and service providers

• Women entrepreneurs

• Youth starting informal enterprises

• Smallholder farmers

Group Lending Loans are tailored for:

• Market women associations

• Cooperative societies

• Farming clusters or commodity groups

• Artisan guilds

• Village savings and loan groups (VSLA)

Each group typically consists of 5 to 25 members who mutually guarantee one another’s repayment.

Eligible Sectors